I am a trained banker and during my apprenticeship in the 90s I also emptied the piggy banks and money boxes of the children at numerous World Savings Days and deposited them into their savings books. The World Savings Day still exists today, although the times have changed drastically. The World Savings Day dates back to October 1924, when the 1st International Savings Bank Congress in Milan decided to promote the idea of saving.

Sparkasse creates a financial education offering for young people on the Roblox platform The change of time shows a current development very clearly. Just in time for this year’s World Savings Day on October 30, 2023, BW-Bank together with six Sparkasse – Berliner Sparkasse, KSK Cologne, Sparkasse KölnBonn, Stadtsparkasse Düsseldorf, KSK Biberach and Sparkasse Südholstein – launched a playful financial education offering for young people on the online gaming platform Roblox.

The game called „Money Genius Island“ is intended to create an awareness of financial responsibility in young people at an early stage and thus prepare the younger generation for a successful future. In this country, „Money Genius Island“ is a pioneer and at the same time a lighthouse project within the German credit industry with such an offer for financial education and experience. The game is mainly aimed at pupils in classes 5 and 6. Money movements take place exclusively with fictitious coins in the game. „Money Genius Island“ is free of charge, contains no in-app purchases and no product advertising. This development is visionary.

Roblox has integrated its own digital currency, Robux, My two children also love to play Roblox. Interestingly, there is a virtual currency on the platform called Robux. This way, children come into contact with digital currencies at an early stage. The path to understanding cryptocurrencies is therefore much shorter for young and digitally highly affine generations than for a savings book. Cryptocurrencies such as Bitcoin, Ethereum and Co. are also increasingly entering the statistics on German investment behavior.

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